Patent
System and methods for secure firmware validation
James Zarakas,David Wurmfeld,Brennon York,Tyler Locke +3 more
- 14 Apr 2016
33
TL;DR: In this paper, a dynamic transaction card having an EMV chip, that acts as a TPM having a memory, an applet, and a cryptographic coprocessor performs secure firmware and/or software updates.
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Abstract: An electronic device, such as a dynamic transaction card having an EMV chip, that acts as a TPM having a memory, an applet, and a cryptographic coprocessor performs secure firmware and/or software updates, and performs firmware and/or software validation for firmware and/or software that is stored on the electronic device. Validation may compare a calculated checksum with a checksum stored in EMV chip memory. If a checksum calculated for firmware and/or a software application matches a checksum stored in EMV chip memory of the transaction card, the transaction card may operate normally. If a checksum calculated for firmware and/or a software application does not match a checksum stored in EMV chip memory of the transaction card, the transaction card may freeze all capabilities, erase the memory of the transaction card, display data indicative of a fraudulent or inactive transaction card, and/or the like.
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Citations
Patent
A system, method, and apparatus for a dynamic transaction card
James Zarakas,Theodore Markson,Adam Koeppel,Kevin Kelly,Brian Briggman,Saleem Sangi,David Wurmfeld,Tyler Locke,Karla Escalante +8 more
- 14 Apr 2016
TL;DR: A dynamic transaction card as discussed by the authors is a transaction card having a number of layers, each of which may be interconnected to one another, and each layer can be interconnected with other layers, such as a potting layer, a touch sensor layer and a display layer.
103
Patent
Dynamic transaction card protected by gesture and voice recognition
James Zarakas,David Wurmfeld,Tyler Locke +2 more
- 29 Dec 2016
TL;DR: A dynamic transaction card as mentioned in this paper is a transaction card having a number of layers, each of which may be interconnected to one another, and each layer can be used to authenticate the card user as authorized to use the card through user authentication input recognition.
57
Patent
Dynamic transaction card protected by dropped card detection
Tyler Locke,James Zarakas,David Wurmfeld,Adam Koeppel,Kevin Kelly +4 more
- 30 Dec 2016
TL;DR: A dynamic transaction card as discussed by the authors is a transaction card having a number of layers, each of which may be interconnected to one another, and each layer may detect and identify a card free fall and subsequent impact, which may trigger a microcontroller to send a mobile notification to a cardholder notifying the user that the card has been dropped.
46
Patent
A system, method, and apparatus for updating an existing dynamic transaction card
James Zarakas,Adam Koeppel,Kevin Kelly,David Wurmfeld +3 more
- 14 Apr 2016
TL;DR: In this article, the authors present a system for updating an electronic transaction card held by an account holder with an additional account and/or account data, using pre-stored shell data and inactive data.
23
Patent
Automated bluetooth pairing
James Zarakas,Saleem Sangi +1 more
- 14 Apr 2016
TL;DR: In this article, a Bluetooth and/or BLE connection between two devices without using a UUID or MAC address was created without the need for a user's MAC address or UDN.
18
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TL;DR: In this paper, a system and method for conducting electronic commerce are disclosed, where a user is provided with an intelligent token, such as a smartcard containing a digital certificate, suitably authenticates with a server on a network that conducts all or portions of the transaction on behalf of the user.
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Patent
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Patent
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TL;DR: A payment card comprises an internal dynamic card verification value (CVV) generator and a user display for card-not-present transactions as mentioned in this paper, which are enabled by a dynamic magnetic array internally associated with the card's magnetic stripe.
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Patent
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TL;DR: In this paper, the authors present an electronic module used for secure transactions which is capable of passing information back and forth between a service provider's equipment via a secure, encrypted technique so that money and other valuable data can be securely passed electronically.
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Patent
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TL;DR: In this article, a near field communication device included in a secure transaction card provides an addition and/or transitional communication link for communicating secure transaction information, which can be selectively engaged or disengaged and, when engaged, either active or passive modes of operation of the near field communications device can be selected.
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