TL;DR: In this article, the authors extended the applicability of the TAM in a mobile banking context, by adding one trust-based construct (perceived credibility) and two resource-based constructs (PERceived selfefficacy) to the model, while paying careful attention to the placing of these constructs in the TAM's existing nomological structure.
TL;DR: It is found that performance expectancy, task technology fit, social influence, and facilitating conditions have significant effects on user adoption and the unified theory of acceptance and usage of technology (UTAUT) model is integrated.
TL;DR: In this paper, the authors examined the factors influencing behavioral intentions and adoption of mobile banking by Jordanian bank customers using extended unified theory of acceptance and use (UTAUT2) as a basic model.
TL;DR: Results of this study indicate that risk perception, derived from eight different facets, is a salient antecedent to innovative technology acceptance and provides empirical support for employing personal trait factors in analyzing acceptance of emerging IT artifacts.
Abstract: The factors affecting rejection or acceptance of an emerging IT artifact such as mobile banking have piqued interest among IS researchers and remain unknown due in part to consumers' trust and risk perceptions in the wireless platform. This study extends this line of research by conjointly examining multi-dimensional trust and multi-faceted risk perceptions in the initial adoption stage of the wireless Internet platform. Results of this study indicate that risk perception, derived from eight different facets, is a salient antecedent to innovative technology acceptance. Beyond prior studies, the results also provide empirical support for employing personal trait factors in analyzing acceptance of emerging IT artifacts.
TL;DR: The findings indicate that the m-banking adoption literature is fragmented, though it commonly relies on the technology acceptance model and its modifications, revealing that compatibility, perceived usefulness, and attitude are the most significant drivers of intentions to adopt m-Banking services in developed and developing countries.