Open Access
What determines the Social Efficiency of Islamic Banking Investment Portfolio
Rukhsana Kalim,Noman Arshed +1 more
- 28 Dec 2018
Vol. 8, Iss: 2
6
TL;DR: In this article, the authors used all 53 known full-fledged Islamic banks operating in Pakistan, Malaysia and MENA countries in a panel stochastic frontier analysis for data between 2001 and 2015 and confirmed that Islamic banks are approximately 26% optimized.
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Abstract: While operating in competition with conventional banks, Islamic banks need to push up the returns to depositors so that they could attract funds. If an Islamic bank optimizes its investment portfolio to maximize deposit returns, it might have increasing access to the supply of deposit funds. Unlike other studies, which consider return to deposit as a cost, this study considers it as means to public benefit. It has used all 53 known full-fledged Islamic banks operating in Pakistan, Malaysia and MENA countries in a panel stochastic frontier analysis for data between 2001 and 2015 and confirmed that Islamic banks are approximately 26% optimized. Muḍārabah investment presents itself as the best candidate for boosting the efficiency. Also, if the market is favorable in terms of banking profits, market return rate of investment, banking sector development and risks, then efficiency could be increased.
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Citations
Islamic Financing Portfolio and its Comparative Growth Potential
Noman Arshed,Sadia Yasmin,Muhammad Awais Gulzar +2 more
- 31 Dec 2020
TL;DR: In this article, the authors explored the contribution of different type of Islamic banking financing, which Islamic banks are utilizing in their capital structure, on the economic growth, and found that other than Istisna financing, all other financings have a positive effect on economic growth whereas Salam financing has highest growth potency.
14
Contribution of Islamic Debt Financing in Entrepreneurship Promoting Financial Sector Transformation
Hadia Sohail,Noman Arshed +1 more
TL;DR: In this article , the authors explored the holistic curvilinear effect of financial development on entrepreneurship while allowing the moderating role of rising Islamic debt financing in the economy and found that Islamic debt finance provides entrepreneurship support coverage in countries where the financial sector is not fully developed.
11
Cost-Efficiency Analysis of Mudarabah Companies
Hadia Sohail,Noman Arshed +1 more
- 01 Jan 2020
TL;DR: The economic system recognizes the role of the financial system as an important cog in its machinery as discussed by the authors, which requires the financial institutes such as Mudarabah to be cost-efficient.
4
Sources of Banking Sector Development: Case of Pakistan
TL;DR: In this article, the authors examined the sources of banking sector development of Pakistan, using capital formation, interest rate, trade deficit, general price level and remittances as the proposed indicators.
Impact of Partnership Based and Non-Partnership Based Shariah Complaint Products on the Financial Performance of Islamic Banks
Muhammad Javed,Adnan Bashir,. Waseemullah +2 more
TL;DR: Investment in partnership-based modes of financing positively impacts the financial performance of Islamic banks.
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