Patent
Methods and systems for authenticating users
Conor Robert White,Michael Peirce,Jason Scott Cramer,Chet Bradford Steiner,Suzanna Diebes +4 more
- 05 Aug 2009
267
TL;DR: In this article, a method of authenticating users to reduce transaction risks includes indicating a desire to conduct a transaction and determining whether the transaction requires access to protected resources, and the method determines whether inputted information is known, determines a state of a communications device when the inputted Information is known and transmits a biometric authentication request from a server to an authentication system when the state of the communications device is enrolled.
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Abstract: A method of authenticating users to reduce transaction risks includes indicating a desire to conduct a transaction and determining whether the transaction requires access to protected resources. Moreover, the method determines whether inputted information is known, determines a state of a communications device when the inputted information is known, and transmits a biometric authentication request from a server to an authentication system when the state of the communications device is enrolled. Additionally, the method includes validating the communications device, capturing biometric authentication data in accordance with a biometric authentication data capture request with the communications device, biometrically authenticating the user, generating a one-time pass-phrase and storing the one-time pass-phrase on the authentication system when the user is authenticated, comparing the transmitted one-time pass-phrase against the stored one-time pass-phrase, and granting access to the protected resources when the transmitted and stored one-time pass-phrases match.
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Citations
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Marc Briceno,Brendon J. Wilson,Ramesh Kesanupalli,Davit Baghdasaryan,Rajiv Dholakia,William J. Blanke,Rolf Lindemann,Igor Polivanyi,Avinash Umap +8 more
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TL;DR: In this paper, a system, apparatus, method, and machine readable medium are described for performing advanced authentication techniques and associated applications, and one embodiment of such a method comprises: receiving a policy identifying a set of acceptable authentication capabilities, determining a client authentication capabilities; and filtering the set of allowable authentication capabilities based on the determined set of client authentication capability to arrive at a filtered set of one or more authentication capabilities for authenticating a user.
279
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