Enhanced data interface for contactless communications

TL;DR: In this article, a system for securely distributing and managing resources includes a smart device, a resource management device and a third party system, each having communication interfaces, and memory device, and processing device.

TL;DR: In this article, the authors provide an example of systems and methods for data transmission system between transmitting and receiving devices, where each transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device.

TL;DR: Disclosed is an intelligent resource procurement system as discussed by the authors, which is typically configured for: identifying a resource deficiency associated with an entity, establishing a secure communication channel with a portable electronic device associated with the entity, monitoring a location of the device over the secure channel, receiving a usage profile for each of a plurality of smart devices related to the resource deficiency, parsing the usage profiles to extract aggregate usage information, identifying a custodian of each of the plurality of devices, determining that the portable electronic devices is located proximate to a first smart device of the first smart devices, and transmitting

Abstract: The present invention provides for biometric authentication of users using current, updatable biometric data/standards In this regard, the present invention provides for creation of a registry of authentication information that dynamically, over time, receives biometric authentication-related information (eg, photographs, voice samples, fingerprints, signatures and the like) from diverse devices configured to capture/sense such The devices may be devices associated with the user, such as mobile communication devices, devices locate in the user's residence or the like, or the devices may be public devices, such as security cameras, point-of-sale devices or the like, which are configured to capture and electronically communicate biometric authentication-related information In response to invoking a biometric authentication application and receiving a user's biometric credentials/identifier, the registry is accessed so that a comparison may be made between the user's current biometric credentials and the biometric data stored within the registry

TL;DR: In this article, a mobile payment system is described that facilitates efficient and secured payment transactions from an electronic wallet on a user portable electronic device with a merchant point of sale terminal over a communication link.

TL;DR: In this article, the tamper-resistant hardware may be used in a transaction system that provides the off-line transaction protocol, such as trusted bootstrapping by means of secure software entity modules, a new use of hardware providing a Physical Unclonable Function (PUF), and the use of a configuration fingerprint of a FPGA used within a tamper resistant hardware.

TL;DR: In this article, a mobile device can support a plurality of electronic payment applications such as credit and/or debit applications, and the data structure corresponding to the priority list is configured such that the end user of the mobile device has management access rights to at least some of the applications.

TL;DR: In this paper, the authors present a system for the secure creation, administration, authorization, virtualization, storage, and other manipulation or processing of electronic data representing characteristics of, instructions for, and information associated with consumer, business and other payment accounts; and data useful in processing transactions using such accounts and elements.