Journal Article10.1177/1468017316649330
Debt, poverty, and financial exclusion
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TL;DR: In this paper, the authors conducted a door-to-door survey in a neighborhood with low socio-economic characteristics and included questions about the nature of the debts, the strategies people use to cope with debts and the obstacles they face while doing so.
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Abstract: SummaryOver-indebtedness of impoverished households and its relevance to the social work profession have not received sufficient attention in the professional discourse. It is the intention of this article to put over-indebtedness on the professional agenda, to review the literature about it, and to present initial data from a study on over-indebtedness in Israel carried out with special attention to debtors’ coping with their debts. The research was conducted as a door-to-door survey in a neighborhood with low socio-economic characteristics and included questions about the nature of the debts, the strategies people use to cope with debts and the obstacles they face while doing so.FindingsThe research findings indicate a severe debt problem among the participants. Out of 142 interviewees, 61% had debt that was overdue and 27% of them did not have an active bank account – a significant parameter of financial exclusion. Moreover, the proliferation of debts per household, and the high level of debt-to-income...
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References
Social Workers Affecting Social Policy: An International Perspective
TL;DR: Social workers Affecting Social Policy as discussed by the authors explores the extent to which social workers have influenced social policy and what is the potential to do so, by engaging in soci... and explores the potential for social workers to influence social policy.
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In the Shadow of the Law: The Legal Context of Social Work Practice
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- 01 Feb 2002
TL;DR: Social Work Practice within a Legal Context Why social work and law? Phillip Swain Social worker practice and Indigenous Australians: notes from a remote region John Wilson Culture and linguistic entanglement Loula Rodopoulos Confidentiality, record-keeping and practice.
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