A practical system and method for the remote distribution of financial services (e.g., home banking and bill-paying) involves distributing portable terminals to a user base. The terminals include a multi-line display, keys “pointing to” lines on the display, and additional keys. Contact is established between the terminals and a central computer operated by a service provider, preferably over a dial-up telephone line and a packet data network. Information exchange between the central computer and the terminal solicits information from the terminal user related to requested financial services (e.g., for billpaying, the user provides payee selection and amount and his bank account PIN number). The central computer then transmits a message over a conventional ATM network debiting the user's bank account in real time, and may pay the specified payees the specified amount electronically or in other ways as appropriate. Payments and transfers may be scheduled in advance or on a periodic basis. Because the central computer interacts with the user's bank as a standard POS or ATM network node, no significant software changes are required at the banks' computers. The terminal interface is extremely user-friendly and incorporates some features of standard ATM user interfaces so as to reduce new user anxiety.

Method and system for remote delivery of retail banking services

A network management system includes a user interface, a virtual network and a device communication manager. The virtual network includes models which represent network entities and model relations which represent relations between network entities. Each model includes network data relating to a corresponding network entity and one or more inference handlers for processing the network data to provide user information. The system performs a fault isolation technique wherein the fault status of a network device is suppressed when it is determined that the device is not defective. User displays include hierarchical location views and topological views of the network configuration. Network devices are represented on the displays by multifunction icons which permit the user to select additional displays showing detailed information regarding different aspects of the corresponding network device.

Network management system using model based intelligence

Method and system for managing a plurality of remote assets, such as a fleet mobile assets is provided. The method allows for collecting data regarding each of a plurality of remote assets. The collected data is used to develop historical information regarding actual usage of each remote asset. The information is distributed via a global information network.

System and method for managing a fleet of remote assets

A financial information and transaction system utilizes wireless communication in connection with portable terminals. In this system, a terminal is connected to the financial institution via a wireless or cellular telephone hook-up. Smart cards are utilized to verify authorization for transactions, thereby minimizing potential security problems which could otherwise result from use of a mobile terminal. Alternately, a smart card is advantageously utilized not only for authorization, but also to maintain a secure record of available funds. The system not only provides the functionality of an ATM network, but also provides non-financial services, thereby forming an integrated system.

Wireless transaction and information system

A practical system and method for the remote distribution of financial services (e.g., home banking and bill-paying) involves distributing portable terminals to a user base. The terminals include a multi-line display, keys "pointing to" lines on the display, and additional keys. Contact is established between the terminals and a central computer operated by a service provider, preferably over a dial-up telephone line and a packet data network. Information exchange between the central computer and the terminal solicits information from the terminal user related to requested financial services (e.g., for billpaying, the user provides payee selection and amount and his bank account PIN number). The central computer then transmits a message over a conventional ATM network debiting the user's bank account in real time, and may pay the specified payees the specified amount electronically or in other ways as appropriate. Payments and transfers may be scheduled in advance or on a periodic basis. Because the central computer interacts with the user's bank as a standard POS or ATM network node, no significant software changes are required at the banks' computers. The terminal interface is extremely user-friendly and incorporates some features of standard ATM user interfaces so as to reduce new user anxiety.

Targeting advertising in a home retail banking delivery service

A maintenance processor forms part of a computer network wherein the processor (also designated as the User Interface Processor) operates to initialize and maintain and communicate to remote diagnostic terminals for purposes of confirming integrity of the system and also for displaying data for locating any faults or problems in the network. The maintenance subsystem initiates start-up and self-test routines in a sequenced order for establishing the integrity of the units in the network. The subsystem includes means for testing two types of subsystems, that is, one having I/O controllers with self-test capability and another subsystem having I/O controllers without self-test capability. The UIP provides means for complete control of the network. It can interface the network to a remote service center where all operations such as power-up and initialization can be also effectuated.

Maintenance subsystem for computer network including power control and remote diagnostic center

A processor forms part of a computer network wherein the processor, designated as the User Interface Processor, operates to initialize and maintain and communicate to remote diagnostic terminals for purposes of confirming integrity of the system and also for finding the location of any faults or problems in the system. The User Interface Processor involves a microprocessor unit working in conjunction with a serial communications controller, random access memory and read only memory memories, a communications input/output (I/O) system, a multiple set of timer units and a priority interrupt controller. The User Interface Processor provides interfaces to a power control card unit, an I/O subsystem (of data link processors), and a remote terminal for diagnostic intercommunication.

User interface processor for computer network with maintenance and programmable interrupt capability

57 A maintenance processor forms port of a computer net work wherein the processor (also designated as the User Interface Processor) operates to initialize and maintain and communicate to remote diagnostic terminals for purposes of confirming integrity of the system and also for displaying data for locating any faults or problems in the network The maintenance subsystem initiates start-up and self-test routines in a sequenced order for establishing the integrity of the units in the network The subsystem includes means for testing two types of subsystems, that is, one having 1/0 controllers with self-test capability and another subsystem having I/O controllers without self-test capability The UIP provides means for complete control of the network It can interface the network to a remote service center where all operations such as power-up and initialization can be also effectuated

Maintenance subsystem for computer network

User's interface processor

A processor forms part of a computer network wherein the processor, designated as the User Interface Processor, operates to initialize and maintain and communicate to remote diagnostic terminals for purposes of confirming integrity of the system and also for finding the location of any faults or problems in the system. The User Interface Processor involves a microprocessor unit working in conjunction with a serial communications controller, RAM and ROM memories, a communications input/output system, a multiple set of timer units and a priority interrupt controller. The User Interface Processor provides interfaces to a power control card unit, an I/O subsystem (of data link processors), and a remote terminal for diagnostic intercommunication.

User interface processor for computer network

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