A system and method for conducting electronic commerce are disclosed. In various embodiments, the electronic transaction is a purchase transaction. A user is provided with an intelligent token, such as a smartcard containing a digital certificate. The intelligent token suitably authenticates with a server on a network that conducts all or portions of the transaction on behalf of the user. In various embodiments a wallet server interacts with a security server to provide enhanced reliability and confidence in the transaction. In various embodiments, the wallet server includes a toolbar. In various embodiments, the digital wallet pre-fills forms. Forms may be pre-filled using an auto-remember component.

Methods and Apparatus for Conducting Electronic Transactions

A high security identification card includes an on-board memory for stored biometric data and an on-board sensor for capturing live biometric data. An on-board processor on the card performs a matching operation to verify that the captured biometric data matches the locally stored biometric data. Only if there is a positive match is any data transmitted from the card for additional verification and/or further processing. Preferably, the card is ISO SmartCard compatible. In one embodiment, the ISO SmartCard functions as a firewall for protecting the security processor used for storing and processing the protected biometric data from malicious external attack via the ISO SmartCard interface. In another embodiment, the security processor is inserted between the ISO SmartCard Interface and an unmodified ISO SmartCard processor and blocks any external communications until the user's fingerprint has been matched with a previously registered fingerprint. Real-time feedback is provided while the user is manipulating his finger over the fingerprint sensor, thereby facilitating an optimal placement of the finger over the sensor. The card may be used to enable communication with a transactional network or to obtain physical access into a secure area.

Secure biometric verification of identity

A messaging response system (10) is disclosed wherein a service providing system (30) provides services to user clients (14) via messaging communications In accordance with an exemplary embodiment of the present invention, multiple respondents servicing users through messaging communications may appear to simultaneously use a common 'screen name' identifier

Messaging response system

A secure processor is operable in normal and preferred modes, and includes a security kernel instantiated when the processor enters into preferred mode and a security key accessible by the security kernel during preferred mode. The security kernel employs the accessed security key to authenticate a secure application, and allows the processor to be trusted to keep hidden a secret of the application. To instantiate the application, the processor enters preferred mode where the security key is accessible, and instantiates and runs the security kernel. The security kernel accesses the security key and applies same to decrypt a key for the application, stores the decrypted key in a location where the application will expect same, and instantiates the application. The processor then enters the normal mode, where the security key is not accessible.

Secure processor architecture for use with a digital rights management (DRM) system on a computing device

Method and apparatus for secure transmissions. Each user is provided a registration key. A long-time updated broadcast key is encrypted using the registration key and provided periodically to a user. A short-time updated key is encrypted using the broadcast key and provided periodically to a user. Broadcasts are then encrypted using the short-time key, wherein the user decrypts the broadcast message using the short-time key.

Method and apparatus for security in a data processing system

A secure token device, such as a smart card or an ibutton, provides a user with a vehicle for accessing services that are provided by an Internet Service Provider (ISP). The user places the secure token device in communication with a reader that is coupled to a computer system. The computer system includes a web browser for accessing the services provided by the ISP. The secure token device may perform an authentication protocol to authenticate itself to the ISP. The ISP may also be required to authenticate itself. The secure token device may hold an electronic currency token for payment of services rendered by the ISP. The secure token device may contain stored personal information about the user. The user may stipulate what portions of this personal information are provided to the ISP upon request. Contextual information regarding sessions with the ISP may also be stored on the secure token device and used to restore a context of a previous session during a subsequent session.

Secure token device access to services provided by an internet service provider (isp)

A distributed budgeting and accounting system is designed to operate with secure token devices. The secure token devices serve both as electronic currency purses and as secure vehicles for authorization. The distributed budgeting and accounting system allows a budget to be defined for an organization. The budget is implemented via the secure token devices by transferring electronic currency tokens representing portions of the budgets to secure token devices associated with different portions of the organization. The funds may be transferred down a hierarchical organization by transferring funds between respective pairs of secure token devices. Once the budget has been fully distributed, members of the organization may spend electronic currency tokens on their secure token devices to cover the cost of using resources. Each card holder of the secure token device may only spend up to the amount provided on the associated secure token device. Secure token devices may be provided for service providers so that these funds that are spent to cover the use of resources may be accumulated to it. Accumulated funds may be returned to a central bank. The distributed budgeting and accounting system is used to define an internal economy for the organization.

Distributed budgeting and accounting system with secure token device access

A method and apparatus for accessing devices on a network. A URL (Uniform Resource Locator) is utilized on the internet to specifiy the application protocol (e.g., http), the domain name (e.g., www.sun.com), and file location (e.g., /users/hcn/index.html). One or more embodiments of the invention provide for accessing devices on a network and the internet by utilizing the URL and HTTP. By specifying the desired device action in the URL, it is unncessary to create a plug-in or modify the browser for the resource. Each device or resource is connected to the network and is configured with a small amount of computer code that identifies the relevant commands that may be used to control the device. Additionally, the resource is configured to operate upon receiving the specified commands in the URL address that identifies the resource.

Method and apparatus for accessing devices on a network

A method and apparatus for providing modular I/O expansion. Apparatus are provided on a host computing device and an expansion unit to support multiple port types, and multiplexing apparatus are provided to support simultaneous I/O sessions between multiple applications on the host computing device and multiple I/O ports on the expansion unit over a single host I/O port. The expansion unit is equipped with one or more port interface modules that are each configured to support data transmission in accordance with one port type from a set of port types. Apparatus on the expansion unit perform multiplexing and demultiplexing of data transmitted between the host computing device and the port interface modules of the expansion unit. Port interface objects in the host computing device each support data transmission in accordance with one port type from the set of port types. A host multiplexor on the host computing device performs multiplexing and demultiplexing of data between the expansion unit and the port interface objects. A registry is maintained to map port interface objects to port interface modules.

Method and apparatus for providing modular i/o expansion of computing devices

The present invention comprises a method and apparatus for securely providing billable multicast data. The invention describes a solution that provides an architecture for enabling different types of security devices to operate interchangeably in very large consumer networks, corporate networks, for authentication and metered access to services, as well as payment. An embodiment of the invention comprises a mechanism for ensuring that only authorized parties may obtain access to a particular data stream. For example, the present invention provides a way build a restricted-channel system. In a restricted-channel system, a multicast server transmits encrypted information that can be deciphered by authorized multicast client programs or multicast client programs operating under authorized conditions. Access to the multicast data is allowed when the data is appropriately decrypted or otherwise verified and/or the payment is obtained from a portable device such as a smart card.

Method and apparatus for securely providing billable multicast data

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