Pedagogia do Oprimido

Over recent years, interest has been growing in Bitcoin, an innovation which has the potential to play an important role in e-commerce and beyond. The aim of our paper is to provide a comprehensive empirical study of the payment and investment features of Bitcoin and their implications for the conduct of e-commerce. Since network externality theory suggests that the value of a network and its take-up are interlinked, we investigate both adoption and price formation. We discover that Bitcoin returns are driven primarily by its popularity, the sentiment expressed in newspaper reports on the cryptocurrency, and total number of transactions. The paper also reports on the first global survey of merchants who have adopted this technology and model the share of sales paid for with this alternative currency, using both ordinary and Tobit regressions. Our analysis examines how country, customer and company-specific characteristics interact with the proportion of sales attributed to Bitcoin. We find that company features, use of other payment methods, customers’ knowledge about Bitcoin, as well as the size of both the official and unofficial economy are significant determinants. The results presented allow a better understanding of the practical and theoretical ramifications of this innovation.

Price Fluctuations and the Use of Bitcoin: An Empirical Inquiry

Over recent years, interest has been growing in Bitcoin, an innovation that has the potential to play an important role in e-commerce and beyond. The aim of our paper is to provide a comprehensive empirical study of the payment and investment features of Bitcoin, and their implications for the conduct of e-commerce. Since network externality theory suggests that the value of a network and its take-up are interlinked, we investigate both adoption and price formation. We discover that its returns are driven primarily by Bitcoin’s popularity, the sentiment expressed in newspaper reports on cryptocurrency, and total number of transactions. The paper also reports on the first global survey of merchants who have adopted this technology, and we model the share of sales paid for with this alternative currency, using both ordinary and Tobit regressions. Our analysis examines how country-, customer-, and company-specific characteristics interact with the proportion of sales attributed to Bitcoin. We find th...

/pdf/price-fluctuations-and-the-use-of-bitcoin-an-empirical-1k6rmw3d6t.pdf

Financial inclusion and its impact on financial efficiency and sustainability: Empirical evidence from Asia

This paper provides a comprehensive review of the recent evidence on financial inclusion from all the regions of the World. It identifies the emerging themes in the financial inclusion literature a...

/pdf/financial-inclusion-research-around-the-world-a-review-2vz1tpprod.pdf

Financial inclusion research around the world: A review

Financial inclusion can be defined as the access to formal financial services at an affordable cost for all members of an economy, favoring mainly low-income groups. It has been recognized as a critical element in policies for poverty reduction and economic growth. Some successful experiences with financial inclusion reported in developing countries are associated with the use of information and communication technology (ICT)-based branchless banking. One of these experiences is the Brazilian correspondent model, an ICT-based network responsible for delivering financial services to tens of millions of poor Brazilians, most of them having no other way to access banking services. This article presents a case study of financial inclusion in Autazes, a county in the Amazon region not served by banks until 2002, when a correspondent started its operations there. Since then, Autazes has experienced economic and social changes, due in part to government social benefits and other banking services delivered at the local level. The results of our field study in Autazes suggest that financial inclusion through the correspondents' process positively contributes to local socio-economic development but, at the same time, presents clear negative signs such as low-income population over-indebtedness, reproduction of social exclusion practices and reinforcement of power asymmetries. We conclude that although access to financial resources is a fundamental way to promote local development to low-income population, such access should be accompanied by other inclusive mechanisms like financial education in order to be effective.

Triggers and barriers to financial inclusion: The use of ICT-based branchless banking in an Amazon county

Objetivou-se, aqui, realizar uma pesquisa empirica e evidenciar aspectos relevantes da implementacao da gestao por processos no poder judiciario de Santa Catarina. O estudo de caso foi embasado na visao do paradigma funcionalista e optou-se por uma pesquisa qualitativa-quantitativa. Evidenciou-se que, com o uso convergente das ferramentas e tecnicas de gestao por processos, os servidores passaram a repensar a forma de trabalhar e de executar as atividades. A analise dos dados demonstrou que a resistencia a mudanca e significativa. Os resultados apontaram a importância da integracao interfuncional, da comunicacao efetiva, de uma estrutura de suporte e do comprometimento de todos.

http://www.portaldeperiodicos.unisul.br/index.php/EeN/article/download/2806/2048

Gestão por processos: uma análise da ferramenta de gestão utilizada no poder judiciário de Santa Catarina

This paper aims to conduct a study about the major epistemological approaches, identified in articles on the subject of organizational strategy. The theoretical framework that guided this research is based on the classical definition proposed by Burrell and Morgan (1979) about the four paradigms of social science research. We investigated articles in the area of Administration, Accounting and Tourism, published in Brazilian journals between the years 2001 to 2012, classified as "B1" and "B2" in accordance with Qualis / CAPES criteria. In order to meet this goal, we performed a bibliometric study to map the selected publications. As a result of this study, there was a predominance of the functionalist paradigm, as well as a reduced presence of articles which explain their theoretical and methodological choices as the foundation for their empirical studies.

http://www.portaldeperiodicos.unisul.br/index.php/EeN/article/download/1184/1037

Mapeamento de abordagens epistemológicas em publicações sobre estratégia organizacional

Este ensaio teorico tem por objetivo discorrer a respeito das implicacoes da flexibilidade organizacional nas vivencias de prazer-sofrimento do trabalhador. Por meio deste estudo foi possivel sugerir que o atual discurso de flexibilidade organizacional, liberdade oferecida ao trabalhador e maiores vivencias de prazer, pode se tratar da legitimacao da dominacao burocratica, adaptada a um novo contexto economico. Nesse sentido, ressalta-se a potencialidade que os estudos organizacionais possuem na producao de um conhecimento que auxilie na subversao do sofrimento em prazer, e propoe-se a reflexao das atuais praticas hegemonicas tanto em nivel organizacional quanto global para que se tente superar as atuais instrumentalidades em prol de ambientes de trabalhos e organizacoes mais salutares.

/pdf/flexibilidade-organizacional-e-vivencias-de-prazer-1jf2qgmqed.pdf

Flexibilidade Organizacional e Vivências de Prazer-Sofrimento: um ensaio teórico

Uma abordagem crítica para a educação a distância orientada para as microfinanças

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