A system and method for providing promotional rewards is provided. First, a promotional reward is communicated to a customer. The promotional reward offer comprises a promotional reward associated with one or more promotional reward-earning behaviors and a promotional time frame. The offer may specify a customer population, and the customer may be enrolled in the promotional reward program if the customer is determined to be in the population. The customer is credited a promotional reward if the customer accomplishes the promotional reward-earning behavior(s) within the promotional time frame. The customer may also be enrolled in a base reward program. The promotional rewards and base rewards may be accumulated in a customer account. A system for implementing a promotional rewards program is also provided.

System and method for granting promotional rewards to credit account holders

A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to the transaction data and the account identification data that in read from the card. This addition data permits the proper account to be accessed. The data may be input at the point of sale as an account selection. In this instance, the selection may be used to route the transaction data through the financial processing network or may be used to read data regarding one of multiple accounts encoded on the card. The data may also be stored as conditional routing rules at transfer points in the financial processing network. In this instance, the transaction is routed to the proper account based on the stored rules.

Multiple account advanced payment card and method of routing card transactions

The invention relates to a method and process by which an existing and large network of devices can be used by consumers to authenticate themselves, and permits each consumer to apply any of the various payments mechanisms available to him. The existing broadly distributed network is active and passive radio frequency identification (“RFID”) devices held by consumers. Various types of accounts are linked to devices and allow users to perform various purchase transactions, as well as non-financial transactions.

System and process for performing purchase transactions using tokens

The invention relates to a security element for protecting valuable objects having first and second authentication features. The first authentication feature comprises a first arrangement consisting of a plurality of focussing components arranged in a first raster and a second arrangement consisting of plurality of microscopic structures arranged in a second raster. Said first and second arrangements are placed in such a way that the microscopic structures of the second arrangement appear enlarged when viewed by means of the focussing components of the first arrangement. The second authentication feature is machine-and/or visually controllable and is not influenced by the first arrangement of the first authentication feature.

Security element and method for the production thereof

The invention relates to a security element for security papers, bank notes, ID cards or the like, having at least one plastic layer on which at least two metal layers of different color are so disposed side by side and on the same side of the plastic layer that the different colors are visually checkable.

Security Element and Method for Producing the Same

The invention relates to a dewatering screen for the production of paper having multi-layer water marks, having a carrier screen (54) comprising a multi-layer relief (30) in the form of the water mark to be produced in a partial region. The invention provides that the multi-layer relief is formed by an injection-molded, perforated (40) water mark insert (30).

Dewatering screen and method for the production thereof

The invention relates to an optically variable security element (12) for security papers, value documents and other data storage media, comprising a single or multi-layered central body (20) having opposing first and second main surfaces (22, 24), an arrangement of similar micro-lenses (26) on the first main surface (22) of the central body (20), the refracting effect of the micro-lenses defining a focal plane (28), a laser-sensitive recording layer (40) disposed on the second main surface (24) of the central body (20), a mask layer (30) which is disposed between the arrangement of micro-lenses (26) and the laser-sensitive recording layer (40) and outside the focal plane (28) of the micro-lenses, and a plurality of micro-markings (44) produced in the laser-sensitive recording layer (40) by the action of laser radiation, wherein each micro-marking (44) is assigned to a micro-lens (26) and is visible when the security element (12) is viewed through the associated micro-lens (26). The mask layer (30) has a macroscopic recess area (34) in register with the plurality of micro-markings (44).

Optically variable security element

Die Erfindung betrifft ein Entwasserungssieb fur die Herstellung von Papier mit mehrstufigen Wasserzeichen, mit einem Tragersieb (54), das in einem Teilbereich ein mehrstufiges Relief (30) in Form des zu erzeugenden Wasserzeichens aufweist. Erfindungsgemas ist vorgesehen, dass das mehrstufige Relief durch einen spritzgegossenen, perforierten (40) Wasserzeicheneinsatz (30) gebildet ist.

Entwässerungssieb und Verfahren zu seiner Herstellung

Die Erfindung betrifft ein optisch variables Sicherheitselement (12) fur Sicherheitspapiere, Wertdokumente und andere Datentrager, mit einem ein- oder mehrschichtigen Zentralkorper (20) mit gegenuberliegenden ersten und zweiten Hauptflachen (22, 24), einer auf der ersten Hauptflache (22) des Zentralkorpers (20) angeordneten Anordnung aus gleichartigen Mikrolinsen (26), deren brechende Wirkung eine Fokusebene (28) definiert, einer auf der zweiten Hauptflache (24) des Zentralkorpers (20) angeordneten lasersensitiven Aufzeichnungsschicht (40), einer Maskenschicht (30), die zwischen der Anordnung aus Mikrolinsen (26) und der lasersensitiven Aufzeichnungsschicht (40) und auserhalb der Fokusebene (28) der Mikrolinsen angeordnet ist, und einer Vielzahl von in der lasersensitiven Aufzeichnungsschicht (40) durch Einwirkung von Laserstrahlung erzeugten Mikrokennzeichen (44), wobei jedes Mikrokennzeichen (44) einer Mikrolinse (26) zugeordnet ist und bei der Betrachtung des Sicherheitselements (12) durch die zugeordnete Mikrolinse (26) sichtbar ist. Die Maskenschicht (30) weist dabei einen makroskopischen Aussparungsbereich (34) auf, der im Passer zu der Vielzahl von Mikrokennzeichen (44) steht.

Optisch variables sicherheitselement

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